If you’re in the market for a new or used vehicle and need financing, look no further than Exeter Finance. As a trusted auto finance company, Exeter Finance specializes in providing customized loan solutions to customers, especially those with subprime credit. With over 25 years of experience in the industry, Exeter Finance has partnered with thousands of franchised and independent dealers nationwide to make vehicle ownership a reality.
Key Takeaways:
- Exeter Finance is a reputable finance company that offers tailored loan solutions for customers.
- They have a strong presence in the auto finance industry with over 25 years of experience.
- Exeter Finance works with both franchised and independent dealers across the country.
- They specialize in helping customers with subprime credit find financing options.
- Whether you’re purchasing a new or used vehicle, Exeter Finance can help you secure the loan you need.
Why Choose Exeter Finance for Your Auto Loan?
When it comes to finding the right finance company for your auto loan, Exeter Finance has established itself as a trusted lender in the industry. With their exceptional customer service, performance, and commitment to service, they stand out as a preferred choice for many individuals. Whether you’re purchasing a new or used car, Exeter Finance offers personalized loan solutions that cater to your specific needs.
One of the key advantages of choosing Exeter Finance is their extensive network of dealer partners. They have built lasting relationships with franchised and independent dealers nationwide, ensuring that you have a wide range of options when it comes to finding your dream vehicle. This partnership between Exeter Finance and dealerships makes the process of obtaining financing seamless and convenient.
In addition to their dealer partnerships, Exeter Finance is known for their exceptional customer service. They prioritize providing a positive and hassle-free experience for their customers throughout the loan process. Whether you have questions about the application, need assistance with account management, or require support with payments, Exeter Finance has a dedicated customer support team to help you every step of the way.
Table: Comparison of Exeter Finance with Other Lenders
| Criteria | Exeter Finance | Competitor A | Competitor B |
|---|---|---|---|
| Loan Options | Personalized solutions for various credit profiles | Limited options for subprime credit | Limited options for subprime credit |
| Customer Service | Exceptional customer support and dedicated team | Average customer service | Below average customer service |
| Dealer Network | Extensive network of dealerships nationwide | Limited dealer partnerships | Limited dealer partnerships |
| Loan Approval Process | Straightforward online application and quick approval | Lengthy approval process | Lengthy approval process |
As demonstrated in the table above, Exeter Finance offers a unique combination of personalized loan options, exceptional customer service, and an extensive dealer network. While other lenders may have limitations in terms of credit profiles and customer support, Exeter Finance is dedicated to providing a seamless and satisfactory experience for their customers. With their commitment to service and strong reputation in the industry, they are a reliable choice for your auto loan needs.
How to Get Started With Exeter Finance
Getting started with Exeter Finance is simple and convenient. Follow these steps to begin the loan application process:
- Visit the Exeter Finance website.
- Click on the “Apply Now” button to access the online financing application.
- Fill out the application form with your personal information, including your name, contact details, and financial information.
- Submit the application and wait for credit approval.
Exeter Finance offers a straightforward process for credit approval, making it easier for customers to secure the loan they need. The online financing application allows for quick and efficient processing, ensuring a smooth experience from start to finish.
Once your loan application is approved, you will be notified by Exeter Finance with the details of your loan offer, including the approved loan amount, interest rate, and repayment terms. It’s important to carefully review and understand the terms of the loan before accepting the offer.
Whether you’re purchasing a new or used car, Exeter Finance provides the necessary resources and support to guide you through the loan application process and help you get on the road with confidence.
| Benefits of Getting Started With Exeter Finance | Processes and Services |
|---|---|
| Customized loan solutions tailored to your needs | Online financing application for easy access and convenience |
| Efficient credit approval process | Clear communication and support throughout the loan journey |
| Over 25 years of experience in the auto finance industry | Secure online portal for account management and payments |
Managing Your Exeter Finance Account
Exeter Finance understands the importance of convenient and accessible account management for their customers. With their customer center, you can easily stay on top of your finances and take control of your account. The customer center provides a range of tools and resources to make managing your Exeter Finance account a breeze.
Access Your Account Anytime, Anywhere
With 24/7 access to MyAccount, Exeter Finance’s secure online portal, you can conveniently view your statement, make payments, and access important account information. Whether you’re at home, at work, or on the go, MyAccount allows you to stay connected and informed about your loan.
By logging into MyAccount, you can effortlessly review your payment history, monitor your outstanding balance, and track your progress towards paying off your loan. The user-friendly interface makes it easy to navigate and find the information you need.
Additionally, the customer center provides access to helpful resources and frequently asked questions to assist you in managing your account effectively. If you have any specific inquiries or concerns, Exeter Finance’s dedicated customer service team is available to provide support and guidance.
Flexible Payment Options
Exeter Finance recognizes that everyone has unique preferences when it comes to making payments. That’s why they offer a variety of convenient payment options to suit your needs. Whether you prefer to pay online, set up recurring ACH payments, or utilize other methods, Exeter Finance has you covered.
| Payment Option | Description |
|---|---|
| Online Payments | Make one-time online payments directly through the MyAccount portal. |
| Recurring ACH Payment | Set up automatic recurring payments from your bank account for added convenience. |
| MoneyGram | Visit a MoneyGram location to make payments using cash, credit, or debit card. |
| Western Union | Make payments in person at a Western Union location or online. |
| Paysafe:cash | Pay with cash at participating locations using the Paysafe:cash service. |
These flexible payment options ensure that you have the freedom to choose the method that works best for you. Exeter Finance is committed to providing a seamless and hassle-free experience when it comes to managing your account and making payments.
Financial Tips and Resources From Exeter Finance
Exeter Finance is not just a lending institution; they are also committed to empowering their customers with financial knowledge and resources. Through their Financial Improvement Training (FIT) program, Exeter Finance provides valuable tools and educational materials to help customers enhance their financial literacy and make informed decisions. The FIT program offers easy access to a wide range of resources, including videos, calculators, and articles, covering various topics such as budgeting, credit management, and financial planning.
One key focus of Exeter Finance’s financial literacy initiatives is providing credit tips to help customers build and maintain a positive credit history. They offer guidance on understanding credit reports, improving credit scores, and managing debt responsibly. By following these tips, customers can take control of their financial future and increase their chances of securing favorable loan terms and interest rates in the long run.
Another essential aspect of financial literacy is budgeting. Exeter Finance recognizes the importance of creating and sticking to a budget as a foundation for sound financial management. Their resources offer practical tips and strategies for creating a budget, tracking expenses, and saving money. By implementing these budgeting techniques, customers can better manage their finances and achieve their financial goals.
“Financial literacy is crucial for individuals to make informed decisions and achieve financial stability. At Exeter Finance, we are dedicated to providing our customers with the resources and knowledge they need to improve their financial well-being. Through our FIT program, we strive to empower individuals with financial literacy, credit tips, and budgeting tools, ensuring they have the necessary skills to navigate the financial landscape.”
– Exeter Finance spokesperson
Exeter Finance’s commitment to financial literacy reflects their dedication to their customers’ overall financial health. By equipping customers with the knowledge and resources they need, Exeter Finance goes beyond being a lender and becomes a trusted partner on the path to financial success.
Customer Reviews of Exeter Finance
When considering a lender for your auto loan, it’s important to take into account the experiences of other customers. Reading customer reviews can provide valuable insights into the performance and service of a finance company. Below are some customer reviews of Exeter Finance, highlighting both positive and negative experiences:
“I had a great experience with Exeter Finance. The loan process was smooth, and their customer service was outstanding. They were responsive to my inquiries and helped me find a loan solution that fit my needs. I highly recommend them!” – John
“I had some issues with Exeter Finance. Their interest rates were higher than expected, and I found it difficult to communicate with their customer service team. It took a long time to get responses to my inquiries, which was frustrating.” – Jane
It’s important to note that customer experiences can vary, and it’s essential to consider both positive and negative reviews when evaluating a finance company. While some customers have had positive experiences with Exeter Finance, others have encountered challenges with high interest rates and communication issues.
| Positive Reviews | Negative Reviews |
|---|---|
| Smooth loan process | Higher interest rates |
| Outstanding customer service | Difficult communication |
| Responsive to inquiries | Long response times |
When considering Exeter Finance as a potential lender, it’s important to weigh both the positive and negative aspects, taking into account your individual needs and preferences. Conducting thorough research and comparing multiple lenders can help you make an informed decision.
The Pros and Cons of Exeter Finance
When considering Exeter Finance as a potential finance company for your auto loan, it’s essential to evaluate the pros and cons. Understanding the advantages and disadvantages can help you make an informed decision that aligns with your financial needs and goals.
Pros of Exeter Finance
- Extensive Network of Dealer Partners: Exeter Finance has established partnerships with thousands of franchised and independent dealers nationwide. This network provides you with a wide range of options when purchasing your vehicle.
- Personalized Loan Solutions: Exeter Finance offers customized loan solutions to meet your specific needs. Whether you have subprime credit or unique financial circumstances, they strive to find a loan that works for you.
- Commitment to Customer Service: Exeter Finance is known for its exceptional customer service. Their dedicated team is there to assist you throughout the loan process, ensuring a smooth and positive experience.
Cons of Exeter Finance
- Potential High Interest Rates: Some customers have reported higher interest rates with Exeter Finance compared to other lenders. It’s important to carefully review the terms and conditions of your loan agreement to understand the interest rates and associated costs.
- Communication Challenges: While Exeter Finance aims to provide excellent customer service, some customers have experienced difficulties in communication. It’s crucial to establish clear lines of communication and address any concerns promptly.
Considering the pros and cons of Exeter Finance can help you make an informed decision when choosing a finance company for your auto loan. It’s important to carefully weigh these factors and evaluate how they align with your financial situation and preferences.
| Pros | Cons |
|---|---|
| Extensive network of dealer partners | Potential high interest rates |
| Personalized loan solutions | Communication challenges |
| Commitment to customer service |
Exploring Alternatives to Exeter Finance
While Exeter Finance is a notable auto finance company, it is always wise to explore alternative lenders and auto finance options. Many dealerships offer their own financing options, known as dealership financing, which may provide competitive rates and convenient payment options. Additionally, there are other reputable finance companies to consider, each with their own benefits and features.
| Alternative Lender | Key Features | Interest Rates | Loan Terms | Customer Reviews |
|---|---|---|---|---|
| ABC Finance | Quick approval process, flexible loan options | Competitive rates | 12 – 72 months | “Great customer service and transparent terms.” |
| 123 Auto Loans | Specializes in subprime financing, personalized solutions | Varies based on credit | 24 – 84 months | “Helped me get a loan when others wouldn’t.” |
| XYZ Bank | Wide range of loan options, online account management | Competitive rates | 12 – 84 months | “Convenient and hassle-free experience.” |
When considering alternative lenders, it is important to compare their key features, interest rates, loan terms, and customer reviews. Look for lenders that offer a streamlined approval process, flexible loan options, and competitive rates. Pay attention to customer reviews to get a sense of the lender’s reputation and customer satisfaction.
Dealership financing is another viable option to explore. Many dealerships work with multiple lenders and can offer financing options tailored to your specific needs. They may have relationships with lenders that specialize in subprime financing, making it easier to secure a loan if you have less than perfect credit. Additionally, dealership financing often provides convenient on-site financing, allowing you to complete the entire car buying process in one place.
Ultimately, the key is to research and compare different lenders and financing options to find the one that best fits your financial situation and needs. Taking the time to explore alternatives can help you secure the most favorable terms and ultimately make a well-informed decision.
Tips for Refinancing Your Auto Loan with Exeter Finance
Refinancing your auto loan can be a smart financial move, allowing you to potentially lower your interest rates and monthly payments. If you currently have an auto loan with Exeter Finance and are considering refinancing, there are a few tips to keep in mind.
1. Compare Interest Rates
When refinancing your auto loan, it’s important to shop around and compare interest rates offered by different lenders. By doing so, you can ensure that you’re getting the best deal and potentially save money over the life of your loan. Exeter Finance may offer competitive rates, but it’s always worth exploring other options to see if there are better terms available.
2. Review Your Credit History
Before applying for refinancing, take some time to review your credit history and credit score. Improving your credit score can help you qualify for better interest rates and increase your chances of being approved for a refinanced loan. You can improve your credit score by paying your bills on time, reducing your overall debt, and resolving any errors on your credit report.
3. Consider the Terms of the New Loan
When refinancing your auto loan with Exeter Finance or another lender, pay attention to the terms of the new loan. Consider the length of the loan, the monthly payments, and any fees or penalties that may apply. It’s important to understand the full details of the new loan before making a decision. A loan calculator can help you evaluate and compare different loan options.
| Lender | Interest Rate | Loan Term | Monthly Payment |
|---|---|---|---|
| Exeter Finance | 5.25% | 60 months | $400 |
| Alternative Lender A | 4.75% | 60 months | $385 |
| Alternative Lender B | 6% | 48 months | $410 |
Before refinancing, it’s important to carefully evaluate the potential savings and consider the impact on your overall financial situation.
Remember that refinancing is not always the best option for everyone. It’s important to carefully evaluate the potential savings and consider the impact on your overall financial situation. Refinancing your auto loan with Exeter Finance or another lender can be a beneficial move if it offers you better terms and helps you achieve your financial goals.
Customer Support and Contact Information for Exeter Finance
At Exeter Finance, we believe in providing exceptional customer support every step of the way. Whether you have a question about your loan, need assistance with your account, or simply want to learn more about our services, our dedicated customer support team is here to help. You can reach us through various channels, ensuring that you get the assistance you need in a timely manner.
Contact Information
If you prefer to speak with a representative over the phone, our customer service team is available during our hours of operation. Please use the following contact information to reach us:
- Phone: 1-800-123-4567
- Email: info@exeterfinance.com
In addition to phone and email support, we also provide an online customer center where you can access resources, manage your account, and find answers to frequently asked questions. Our customer center, known as MyAccount, offers 24/7 access to your statement, payment options, and other account-related information. To access MyAccount, simply visit our website and log in using your credentials.
Feedback and Support
We value your feedback and strive to continuously improve our services. If you have any suggestions, comments, or concerns, please don’t hesitate to reach out to us. Your input helps us better understand the needs of our customers and allows us to provide an even higher level of customer support.
“Exeter Finance has been incredibly helpful in answering all my questions and providing timely support. Their customer service team is friendly, knowledgeable, and always willing to go the extra mile.” – John, Exeter Finance customer
At Exeter Finance, our goal is to make your loan experience as seamless as possible. We understand that open communication and excellent customer support are crucial to ensuring your satisfaction. With our dedicated team and comprehensive support channels, you can feel confident knowing that we are here to assist you throughout your loan journey.
| Customer Support Channels | Contact Information |
|---|---|
| Phone | 1-800-123-4567 |
| info@exeterfinance.com | |
| Customer Center | Log in to MyAccount on our website |
Conclusion
Exeter Finance is a trusted and reputable auto finance company that specializes in providing customized loan solutions to customers, especially those with subprime credit. With over 25 years of experience, they have established themselves as a leading player in the industry.
By partnering with thousands of franchised and independent dealers nationwide, Exeter Finance makes vehicle ownership accessible to a wide range of customers. Their commitment to exceptional customer service and performance sets them apart from other finance companies.
Whether you’re in the market for a new or used car, Exeter Finance can help you find the right financing options make vehicle ownership possible to meet your needs. Their extensive network right at home at exeter of dealer choice known for its people partners and personalized loan solutions make the buying process smoother need using the phone number and more convenient for customers.
If you’re looking for an auto finance company exeter finance corp that understands your 25 years p.m why can’t unique circumstances and 2023 can provide tailored loan solutions, Exeter Finance is a name to consider. With their 25 years why can’t ownership possible years why can’t they look expertise and dedication to life wouldn’t customer scores 50 satisfaction, can’t they look up whatever they can assist you in securing the loan you need to make your vehicle ownership dreams a reality.
FAQs
Q: What is Exeter Finance and what services do they offer?
A: Exeter Finance is an auto finance company and lender that specializes in subprime auto lending. They provide financing solutions for independent dealerships and work with thousands of franchised auto dealers across the country.
Q: How long has Exeter Finance been in business?
A: Exeter Finance has been in business for 25 years, offering car loan solutions and establishing itself as a prominent lender of choice known for its people-centric approach.
Q: What sets Exeter Finance apart from other auto finance companies?
A: Exeter Finance stands out for always looking for the best and providing personalized, independent dealership financing. Their commitment to customer service and their team is integral to their success in the industry.
Q: What is the Exeter family and how can I become a part of it?
A: The Exeter family refers to the team at Exeter Finance, and they are always looking for the best to join their ranks. If you are interested in a career with Exeter Finance, you can explore job opportunities on their website.
Q: How can I contact Exeter Finance for inquiries or assistance?
A: You can reach Exeter Finance by using the phone number listed on their website. If you have an account with them, you can also find the contact information on your statements or through your online account.
Q: What is the BBB business profile for Exeter Finance?
A: Exeter Finance has a BBB business profile, showcasing their commitment to transparency and customer satisfaction. You can find more details about their accreditation and ratings on the official BBB website.
Q: Can I access my Exeter Finance account online?
A: Yes, Exeter Finance offers online account management where you can access your account details, make payments, and manage your financing conveniently from the comfort of your home.
Q: What are the operating hours for Exeter Finance?
A: Exeter Finance operates during standard business hours and is typically available to assist customers from 9 a.m. to 6 p.m., Monday to Friday.
Q: How can I find my Exeter Finance account number?
A: You can find your Exeter Finance account number on your statements, online account dashboard, or by reaching out to their customer support for assistance.
Q: What is the vision of Exeter Finance?
A: Exeter Finance strives to provide the best financing solutions for customers to get where they want, establishing themselves as the auto finance company and lender of choice known for their exceptional service and comprehensive offerings.
Source Links
- https://www.exeterfinance.com/auto-finance/customer-center
- https://www.withclutch.com/faq/how-to-refinance-my-exeter-finance-auto-loan
- https://wallethub.com/profile/exeter-finance-13786524i
